2016 SPECIAL *** NO APPLICATION FEE *** ONLY 4.39% INDICATIVE RATE *** 3 YEAR FIXED SMSF COMMERCIAL PROPERTY LOANS $500,000 PLUS ***
For a limited time only. 65% LVR. Phone us now to find out more.
SMSF Commercial loans don't have to be difficult.
SMSF Commercial Loans are suitable for self employed individuals that own a small to medium sized business.
Typically there are two common scenarios:-
1/ Currently renting premises and now wish to purchase using a SMSF Commercial loan, or
2/ Owning a commercial property and now wishing to transfer to a SMSF structure to take advantage of tax benefits.
Factors that need to be considered include:-
Loan to Value Ratio. At 50% there may not need to be member guarantees.
At 75% there would need to be principal and interest repayments.
Amortisation. Loan terms up to 25 years
And finally for any smsf commercial loan make sure you have a good set of professionals such as accountant and lawyers helping you.